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The Importance of Purchasing an Aditya Birla Health Insurance Policy

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Published: 11 Jan 2023, 18:53 pm IST

The treatment for lifestyle diseases, illnesses, and accidental injuries has become increasingly expensive, with medical expenses rising. This has made having a comprehensive health insurance plan indispensable. These plans cover your medical bills giving you financial relief in emergencies.

People are gradually becoming aware of the importance of health insurance coverage and investing in a health plan. In 2021, 514 million Indians were insured under government-sponsored, employer-sponsored, or privately-owned health insurance plans.

Besides the rising awareness, the easy availability of health insurance plans is also why people are getting themselves insured. Many health insurance providers are available in the market, each offering a range of health insurance plans. Some insurers also go the extra mile to make their health insurance plans more beneficial for their customers. Aditya Birla Health Insurance Company is one insurer whose health plans are a cut above.

About Aditya Birla Health Insurance

Aditya Birla Health Insurance is a joint venture between Aditya Birla Capital Limited and MMI Strategic Investments Private Limited in a ratio of 51% and 49%. The company began its operations in 2016 and offers a range of health insurance plans.

In the first half of the financial year 2022, the company reported a Gross Written Premium (GWP) of Rs 764 crores ensuring more than 16.2 million lives. The company is present across India and operates through multiple intermediaries.

Importance of buying an Aditya Birla Health Insurance policy

Here are some reasons why buying an Aditya Birla Health Insurance policy is important and beneficial.

Range of insurance solutions

Aditya Birla Health Insurance offers a range of health insurance plans for the varying needs of its customers. You can find indemnity plans that will cover your actual medical bills as well as fixed-benefit health plans that pay a lump sum benefit in case of a claim.

Moreover, both indemnity and fixed-benefit health insurance plans offer different types of policies to suit your coverage needs. So, whether you are looking for a basic health insurance policy or a high-value plan, the company has a solution just for you.

Comprehensive coverage

Besides offering a range of plans, the company also offers a comprehensive scope of coverage so that most of your medical bills get covered, and your out-of-pocket expenses are reduced.

Besides the basic coverage benefits, you get additional coverage for restoration of the sum insured, coverage for OPD expenses, maternity cover, protection against travel-related emergencies, dental coverage, air ambulance, etc.

You can also customise your policy with optional add-ons that seek to enhance the scope of coverage. This comprehensive coverage takes care of your medical bills, ensuring that your finances are secured in unforeseen situations.

Affordable premiums

Comprehensive coverage does not have to come only with expensive premiums. Aditya Birla Health Insurance offers comprehensive coverage health insurance plans at affordable and competitive premiums. You can now opt for the most optimal coverage without worrying about your purse strings. Moreover, the premiums can be paid in instalments, making them more affordable.

Wellness benefits

The company promotes healthy living and offers Health Returns under its health insurance plans. Health Returns are healthy points that you can accumulate by practising a healthy lifestyle. The accumulated points, in turn, help you claim multiple benefits and premium discounts.

Wide network of cashless hospitals

More than 10,000 hospitals are tied up with the insurer to offer cashless claim settlement. Thus, it becomes easier for you to locate the nearest hospital and get your claims settled on a cashless basis.

Hassle-free renewals

You can enjoy lifelong renewals under the company’s health insurance plans. Moreover, Aditya Birla Health Insurance renewals are online and hassle-free. You can simply visit the company’s website, click on ‘Renew’, provide your policy number and date of birth or mobile number and renew the coverage.

Claim assistance, round the clock

Lastly, the company offers 24×7 assistance for claims. In a medical emergency, you can contact the company’s claim helpline, register your claim and get your claim settled without too much fuss.

In conclusion

An Aditya Birla Health Insurance policy, thus, fulfils your coverage needs at affordable premiums. The plans offer value-added features, optional add-ons, and other benefits which make them suitable for your portfolio. So, assess your coverage needs and invest in an Aditya Birla Health Insurance policy today!

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